Sometimes life can be playfully cruel to some. No matter how they spend wisely when unfortunate events like divorce or health problems occur, their financial status is placed on the rocks. Credit card issuers can be sympathetic but there is no way they will be lenient with your debts. You just have to accept the unfortunate situation and understand that the most decent way out is to pay them in full. To do this, look for free debt consolidation ads on the internet and see what they can offer. Debt relief companies surely have feasible credit card debt consolidation solution to offer.